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Bank is of crucial part in functioning of the society. Banking systems were created to help the society to set the new standards of life and contribute to prospering. The contemporary bank systems have faced a lot of problems and challenges, and, unfortunately, not all banks can cope with them. Stronger banks appear in the countries with more or less stable financial, economic, political systems. When the society has problems in the level of life it means that, first of all, economic and political systems are somehow undermined, and the government should switch into the process in order to adopt the new alterations and to change the life of population for the better. What I’m drawing at is that people should definitely look for more secure services from the banks and if sometimes we feel like we don's deserve to be treated well, this thought will might turn into our reality. So, approaching closer,definitely, there’s a reason why people store their funds and capitals within the Swiss banks, right? Especially, Russians? )) So, this article will highlight advantages and disadvantages of banking system in Switzerland (http://wikipedia.org)(however, what disadvantages there can be if it turns out to be one of the best systems all over the world?).
As you know, in all the countries banking systems are regulated by a certain organ, in one country, for example, in the USA – it’s Federal reserve, or FED, all Swiss banks are regulated by Swiss Financial Market Supervisory Authority (FINMA). Swiss banking system turns out to be really old and can be traced back to the Middle Ages where the first bank secrecy appeared and was thus codified by the law in 1934. Switzerland appears to be the most prosperous country in which the gross domestic products are higher than in the other European countries. The truth about Swiss banks is rather different from that one which we used to see in Hollywood movies. The point is that Swiss banks welcome the flows of capitals from abroad especially from Western countries, but it doesn’t mean that all these accounts are only for rich, crooks or dishonest government officials. An average person can enjoy one’s rights for privacy within the Swiss bank and thus to apply for creating an account. What you need to do is simply to have at least 15,000 $ on your investment account). The most popular Swiss banks within Switzerland are The Swiss Credit Bank in Zurich, The Union Bank in Switzerland, The Bank Leu (AG) in Zurich, The Swiss Bank Corporation in Basel and The Swiss Volksbank in Berne. So, what is the feature distinguishing Swiss banks from any others, for instance, from the US banks? The thing is that when making deposits or just creating an account, Swiss banks are not allowed to reveal the information to nobody from your relatives, to any account to anyone, even to the Swiss government. The services of the Swiss banks are just like elsewhere: checking accounts, savings accounts, custodial accounts and so on. You can withdraw your money in any currency you want to: francs, dollars, euro, whatever you like. You can apply for the account in any form you want. If you worry about the power of attorney, you can visit the bank and to open it in private, however, the online system is also flexible and somehow secure, however the certain procedures are to be kept in mind in order not to become the victim of swindle within the Internet.
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